Wednesday, July 8, 2009

Life Insurance

Cheap life insurance without the fuss, £150,000 of cover from only 17p a day

Life insurance helps protect your family from the financial consequences should the unthinkable occur. If you don’t already have life insurance, Confused.com can help. And even if you do, are you sure you’re getting the right level of cover at the right price? Have you thought that you might be paying too much? Comparing life insurance policies with Confused.com is quicker and easier than you might think. Why not see if you can get a peace-of-mind deal for you and your family, and save money into the bargain.
How Can Life Insurance Help?

If you’re the main or joint breadwinner, a comprehensive policy could lessen your family’s financial burden in the event of your death by:

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Maintaining your family’s standard of living by replacing your lost income
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Settling your outstanding mortgage debt, credit cards and other loans
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Helping to pay for your children's education
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Paying final expenses, such as funeral costs


What Cover is Right for Me?

Life Level Term Insurance – pays your family a fixed cash sum that remains the same through the term of your policy
Mortgage Life Insurance – designed to pay off your mortgage in case of death with the amount decreasing in line with your outstanding mortgage balance
Critical Illness Cover – pays out a lump sum if you are diagnosed with certain specified illnesses during the term. Can be obtained as stand-alone cover or as part of a life insurance policy
Single or Joint Cover – Single cover available, or joint life cover that pays out on the first bereavement

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